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Utah Lending Manager



Utah, USA
Posted on Friday, April 12, 2024
As a Senior Loan Officer at RenoFi, you’ll have the opportunity to originate the entire spectrum of mortgage loan products including our RenoFi home equity renovation loans. With a best-in-class product, and more borrowing power than most other lenders can offer, your job at RenoFi is to make it easy for our homeowners to say “YES.” You’ll be responsible for advising Utah homeowners on various renovation financing products and bringing together all the required pieces to help families finance their dream renovations faster. Production will come from a combination of self-sourced and company-generated leads.
You are a seasoned mortgage professional with a wealth of knowledge and are fired up for the opportunity which exists in front of you today. You have renovation lending experience and love the idea of building your business around that pillar. You don’t give the negative headlines a second of your time, because you know that if you plan your work and work your plan, you’ll be successful in this business.
As a RenoFi Senior Loan Officer, you’ll have the best of both worlds. You’ll spend your time building referral relationships with contractors, builders, realtors, and other referral sources as well as working 10-15 fresh, exclusive leads per week. Close the traditional loans, then grow both your production and referral base with RenoFi leads. We have a playbook that works and we’re looking for loan officers who are eager to execute.


  • Current NMLS license including Utah Lending Manager license
  • Minimum two years of mortgage origination experience
  • Existing knowledge of Renovation loans (Preferred)
  • Construction Lending experience (Preferred)
  • Ability to analyze and comprehend complex financial data and provide mortgage loan options
RenoFi is committed to building a diverse and inclusive team. We believe various backgrounds and experiences contribute to our mission of transforming the renovation lending industry. If your experience doesn’t perfectly match the requirements, we encourage you to apply anyway and tell us why you’d be a great fit for this role!
The demand for home renovations has never been stronger, yet, it's surprisingly difficult for a new homeowner to renovate. It can take a decade to build up enough home equity and savings to pay for a major renovation. As a result, recent homeowners do a lot of financially-suboptimal things to compensate like borrow from their 401k, rack up credit card debt, and use high-interest personal loans. Or they just live unhappily for years in a home that doesn't meet their family's needs.
But by completing a major renovation, homeowners are increasing the value of their home. Professional real estate investors leverage this After Renovation Value (ARV) to roll the increase in value into new properties all the time. But there hasn't been a great way for homeowners to take advantage of this. If homeowners had an ability to borrow against the ARV, they could increase their borrowing power up to 10x.
To meet this need, RenoFi created a platform that enables homeowners to borrow funds from RenoFi approved lenders in the form of the first home equity loan purpose-built for renovations! Unlike standard home equity loans, RenoFi Loans use the value of your home post-renovation which lets you borrow the most money at the best possible terms. RenoFi is creating a full suite of renovation loan products to better suit the needs of today’s homeowners!
For homeowners, RenoFi makes it possible to renovate years earlier than might be otherwise feasible. For contractors, we empower the financing of renovations at the point of sale, reducing instances of scope reduction, and ensuring prompt payment. Our lender partners, most often credit unions, rely on RenoFi's platform to generate loans, create efficiencies, and grow membership. The lenders pay RenoFi for the new loans, which allows us to offer our services to homeowners for free. RenoFi is truly a win-win-win for everyone involved.
RenoFi is backed by some of the best startup investors in the world, including First Round Capital, NYCA Ventures, CMFG Ventures, and Canaan Partners.
RenoFi has been built from the start as a fully distributed team with an intentional focus on growing a strong team and culture that spans timezones and nationalities. Here's one fun example!
Please highlight any prior experience working remotely when applying. US or GMT-adjacent timezones will be prioritized.
RenoFi offers competitive cash and equity compensation. Some benefit offerings will vary from country to country. In the United States, we offer competitive health and retirement plans. All staff across the globe enjoy a flexible vacation policy.
The first blog post we wrote announcing RenoFi to the world and outlining why we started the company: https://www.renofi.com/learn/you-only-raise-your-family-once/
Renovation Loan Time Machine (video) - if you want to see what a Delorean and renovating have to do with each other :)